You are most likely extremely smart and extremely busy – either with ongoing career demands, your family or both. You feel like you are smart enough to understand financial planning and to know what you need to do. However, the busy demands of your days prevent you from getting around to research and implementing strategies. Suddenly, that future that was so far out may be coming on faster than you realized, and you want to have the peace of mind that you are doing what you need to do in order to get where you want to go. This can happen easily in a retirement that you are enjoying, and it can also occur in the middle of your career, as you come to realize what you want to focus your time and energy on. It doesn’t require getting your own CFP^® to stay on top of all of the changes in legislation, markets, investment choices, and tax planning. We're here to help out.

Our goal is to educate you on all options that make sense for your situation, so when you make a choice, you are consciously choosing your financial future – whatever that looks like. With that, our hope is that you are able to sleep at night, knowing that you made your decision with the best information that you had at the time.

You are someone who is starting to ask, or worry in the middle of the night, if you’re on the right track financially. There is no typical age range – our clients range in age, from early-career individuals getting a jump start on their planning to those well into retirement. We enjoy working with a diverse group and have a sweet spot in working with women (and their families) who are taking charge of, entering into or enjoying their retirement.

The purpose of our first meeting is to determine whether or not our expertise matches your needs and most importantly, to see if we are a good fit. The most important thing when choosing a financial advisor is finding someone who you are comfortable with and who you can trust – as money is a personal topic. This first meeting is free, and whether or not this is the best fit for you, we are confident that you will get value out of this initial conversation.

Feathered Paddle Wealth Partners is a fee-only financial planning and investment management firm, which means that your fees are our only compensation; there are no commissions or kickbacks from products.

In ongoing investment management relationships, the assets under management fee is typically around 1% of your assets. This is generally what you can expect; that percentage declines as your assets grow.

If you are in the early stages of your career and savings or your assets are primarily through a retirement account at work, we can set up an arrangement other than paying the fee through your assets under management. Our minimum annual fee is $3,600.

Ultimately, the goal is for your fee to pay for itself and to get value that exceeds the fee in cash flow planning, risk management, retirement planning, tax planning and peace-of-mind estate planning.

We are happy to meet in person and enjoy the quality of interaction that happens in person. That said, Feathered Paddle Wealth Partners is set up so that we can easily meet virtually, so you do not have to add travel time to a meeting. Additionally, if you move across state lines, it’s easy to continue our working relationship (as several clients have done in the past).

The CFP^® is a voluntary certification; there is no federal or state law or regulation that requires financial advisors to hold it. It is recognized in the U.S. and a number of other countries for its high standard of professional education, stringent code of conduct and ethical requirements that govern professional engagement with clients.

Yes. A fiduciary places the interests of the client above all else and is held to the highest standard of care. This is a key component of the CFP^® certification.

No one can time the markets consistently. Eventually, no one can keep up with consistently delivering returns that beat the market over the long term. Even if you can implement strategies that make sense in the short term, often the inception to date return does not add up against the benchmarks over the long term.

In general, you can expect returns commensurate with the market. Our team of CFAs provides us with research and information on portfolio construction, assessing asset allocation, underlying investments and mindful rebalancing. Ultimately, our goal is to make our investment process as clear and consistent as possible, so that you have the knowledge to be comfortable with your investments.